10 Realistic Tips for Living Debt Free
Debt is something the vast majority of the population deals with on a daily basis. In our consumer culture, with credit offers everywhere, it can be easy to get yourself in serious trouble. Most people tend to get into debt in their youth, whether from college loans or from credit cards, they get ya early on the debt roller coaster.
Trying to cut out absolutely everything from your budget is another disaster waiting to happen. Yes, you may find yourself in a position where you absolutely must shut off the cable and internet, eat ramen noodles, and walk instead of taking the bus. The problem is that once you get ‘extra’ money again, you’ll go right back to old habits.
Instead, taking smaller steps and resisting the urge to buy ‘little’ things will help you gradually ease into a more frugal lifestyle. Once you start living within your means, you’ll notice things get a lot easier. It can be a real challenge to stop doing an activity that you enjoy each week but by cutting out even one week’s worth of entertainment, the change (literally) in your pocketbook will reflect the sacrifice made and ease the constraint on your finances. Living debt free is possible, but take it one step at a time for long lasting effects!
